Discover the right financing solution to bring your vision to life.
There Are More Options Than You Think
Building an ADU is a significant investment, and one of the most common questions homeowners ask is, “Can I finance this?” The good news is that there are several financing options available, and our team is here to guide you through them. Below are the main financing options you can explore, but if you want personalized advice, don’t hesitate to reach out. Our financing team is ready to help you find the best fit.
You Dream It, We Finance It
No Impact on Credit to Apply
Loans up to $500,000
Terms up to 20 Years
Every $50k as low as $358/month
Every $100k as low as $716/month
100% Personal and unsecured Loans
Flexible Solutions for Every Budget
Building an ADU can be a major investment, but with the right financing option, your dream space is more attainable than ever. Our team is here to help you find the best solution that fits your needs and financial situation.
A HELOC is the most popular financing option for ADU projects. It allows you to borrow against the equity in your home, with a draw period and a repayment period. You’ll only pay interest on what you borrow, making it a flexible and affordable solution.
No Equity? No Problem! This loan allows you to borrow the money upfront to build your ADU. After the unit is built, you can pay off the loan with a cash-out refinance or HELOC based on the new value of your property.
Unlock Your Equity - This option allows you to refinance your existing mortgage and use the equity to pay for your ADU. It’s a great option for homeowners with significant equity and favorable interest rates.
For homeowners with less equity or those who prefer not to use their home as collateral, a renovation or construction loan may be the right fit. These loans have stricter requirements but offer a non-equity-based solution.
Additional financing options include personal loans, using retirement accounts, private money loans, or borrowing from family and friends. Our financing experts will help you explore all possible avenues to find the best solution for your needs.
Hear from homeowners who transformed their properties with our ADU solutions. Our clients love the quality, craftsmanship, and seamless process we provide. Let their experiences inspire your own ADU journey.